Policy Effective Date: Nov 11, 2017
1. Introduction Empire Leads is an investment advisor available online and through mobile applications. |
1.1 Purpose We offer an investment service. Should you choose to become our Client, we will manage a diversified, continually rebalanced portfolio of methodologies on your behalf in a very low cost and tax-efficient manner. Our unique service is made possible by combining a team of world-class financial experts and partnerships |
When you use our website and mobile applications you enter into a series of legally binding agreements.
You also agree to our Privacy Policy which covers how we collect, use, share and store your personal information. |
1.2 Agreement When you access our website at www.empireleads.com.au and/or our mobile applications (“our website” (which includes our blog), “our app” or “Empire Leads”) as a User, you’re agreeing to be bound by the following Terms of Use, and, if you’ve elected to become a Client, our Client Agreement. Please therefore take the time to read the following binding Terms of Use below. For the purpose of this agreement a User is an individual who uses our website or mobile application to evaluate our service, or for educational purposes and a Client is an individual who signs our Client Agreement that entitles the Client to have her or his investment portfolio managed by Empire Leads. This Agreement, as well as the Privacy Policy applies to both Users and Clients. If you elect to become a Client, you will be subject. to these Terms of Use, our Client Agreement, ourPrivacy Policy and any additional terms to which you agree when you create and fund an investment account. |
2. Obligations You must be 18 or older to access our website or mobile applications. |
2.1 Eligibility Empire Leads is intended solely for individuals who are 18 or older. Any access to or use of Empire Leads by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using Empire Leads, you represent and warrant that you are 18 or older. |
You will keep your user name and password a secret.
You will not share your account with anyone else. |
2.2 Your Access In order to access certain features of Empire Leads, you must register to create an account (“User Account”). When you register, you will be asked to choose a password, which you will be required to use to access your User Account. Empire Leads has physical, electronic and procedural safeguards that comply with federal standards to guard Users’ and Clients’ non-public personal information (see Privacy Policy). You are responsible for safeguarding your password and other User Account information. You agree not to disclose your password to any third party and you will notify Empire Leads immediately if your password is lost or stolen or if you suspect any unauthorized use of your User Account. As a User you agree that you shall be solely responsible for any activities or actions under your User Account, whether or not you have authorized such activities or actions. You agree that the information you provide to us on account registration through our website or mobile applications will be true, accurate, current, and complete. If you wish to develop enhancements to the Empire Leads service then you must do so via our “Partner Program” API. As used in these Terms, “APIs” means programmatic web APIs and associated tools and documentation that provide access to certain data displayed on our website or in our mobile applications. Access to our APIs requires you meet our Partner Program eligibility criteria and enter into a signed partnership agreement with Empire Leads. You may not scrape or copy information through any means (including crawlers, browser plugins and add-ons, and any other technology or manual work) as explained in Section 6.2. If you wish to learn more about becoming a Partner, please contact success@empireleads.com.au. |
We may send you communications that you are required to read. You may customize them according to your preferences. |
2.3 Alerts, Notifications and Service Communications By creating a User Account, you automatically sign up for various types of alerts via e-mail and mobile notification. When logged in, you may customize, modify and in some cases deactivate alerts by adjusting the settings accordingly. We never include your password in these communications, but we may include your name, or email address and information about your portfolio(s) if you are a Client. Anyone with access to your e-mail or mobile device will be able to view these alerts. You may unsubscribe from marketing oriented emails at any time. |
3. Disclaimer and Limit of Liability Empire Leads cannot be held responsible for any financial insights or recommendations provided to Users. |
3.1 For a User who is not a Client You understand and acknowledge that the investment results you could obtain from investment information, advise, market insights and financial insights provided by Empire Leads cannot be guaranteed and that Empire Leads cannot be held responsible. All investments and projects entail a risk of loss and that you may lose money. Investment advisory and management services may be offered to individuals who become clients, at the sole discretion of Empire Leads. Your election to engage our investment management services are subject to your explicit enrollment and acceptance of the separate Client Agreement and related fee schedule. You agree and understand that your use of Empire Leads is for educational purposes only and is not intended to provide legal, tax or financial planning advice. You agree as a User that you are responsible for your own investment research and investment decisions, that Empire Leads is only one of many tools you may use as part of a comprehensive investment education process, that you should not and will not rely on Empire Leads as the primary basis of your investment decisions and, except as otherwise provided for herein, Empire Leads will not be liable for decisions/actions you take or authorize third parties to take on your behalf based on information you receive as a User of Empire Leads or information you otherwise see on our website. |
This is our disclaimer of legal liability. |
3.2 Disclaimer Warranties Your use of Empire Leads’s Website, and the personal information you provide is at your sole discretion and risk. Empire Leads’s Website and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Empire Leads. EMPIRE LEADS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO EMPIRE LEADS’S WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. EMPIRE LEADS DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:
No advice or information, whether oral or written, obtained by you from Empire Leads Website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you. |
These are the limits of legal liability we may have to you. |
3.3 Limitation of Liability IN NO EVENT SHALL EMPIRE LEADS OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF EMPIRE LEADS, CONTENT AND/OR USER INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH EMPIRE LEADS OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT EMPIRE LEADS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL EMPIRE LEADS’ CUMULATIVE LIABILITY TO YOU EXCEED U.S. $100. |
4. Termination Each of us can end this agreement at any time. |
You may request termination of your User Account at any time and for any reason by sending an email to success@empireleads.com.au.
We may terminate or suspend your access to Empire Leads, in our sole discretion, at any time for any reason without notice to you. Further, if we believe, in our sole discretion, that a violation of these Terms of Use has occurred, we may take any other corrective action we deem appropriate. We reserve the right to investigate suspected violations of these Terms of Use. We may seek to gather information from a user who is suspected of violating these Terms of Use (or from any other user) and you agree to provide us with such information. We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting, publishing, or otherwise making available any User information, emails, or other materials that are believed to violate these Terms of Use. Any suspension, termination, or cancellation shall not affect your obligations to Empire Leads under these Terms of Use (including but not limited to ownership, indemnification, and limitation of liability), which by their sense and context are intended to survive such suspension, termination, or cancellation. |
5. Dispute Resolution If there is a legal dispute, it will take place in Brisbane Courts under Brisbane Law. |
You agree that these Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Brisbane, Australia. excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under these Terms of Use will be brought exclusively in courts located in Brisbane, Australia, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein. |
6. Empire Leads “Dos” and “Don’ts” Empire Leads grants you a license to use our website and mobile applications so long as you comply with all our rules. |
6.1 Dos. You agree you will:
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6.2 Don’ts. You agree you won’t:
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7. General Terms Some other important details about the Agreement |
In the event that any provision in these Terms of Use is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The failure of a party to enforce any right or provision of these Terms of Use will not be deemed a waiver of such right or provision. You may not assign this Agreement (by operation of law or otherwise) without the prior written consent of Empire Leads, and any prohibited assignment will be null and void.
Empire Leads may assign this Terms of Use Agreement or any rights hereunder without your consent. The relationship of the parties under these Terms of Use is that of independent contractors, and these Terms of Use will not be construed to imply that either party is the agent, employee, or joint venture of the other. Note that if you elect to become a Client, the relationship of the parties will be governed by these Terms of Use, Client Agreement, our Privacy Policy and any additional terms to which you agree when you create and fund an investment account. We reserve the right to change this Agreement by posting a revised Terms of Use and we agree that changes cannot be retroactive. If you don’t agree with these changes, you must stop using Empire Leads. You agree the only way to provide us legal notice is at the address provided in Section 9.5. |
8. International Use Empire Leads is only for use in the Australia |
8.1 Australia is only available for use in the Australia. We make no representation that Australia is appropriate or available for use outside Australia. Similarly, we make no representations that accessing Empire Leads from locations outside the Australia is legal or permissible by local law. If you access Empire Leads from areas outside of the Australia, you do so at your own risk and are yourself responsible for compliance with local laws. |
9. Miscellaneous This Agreement takes priority over previous agreements |
9.1 Integration & Severability This Agreement is the entire agreement between you and us with respect to Empire Leads, and your use of our website and mobile app, and supersedes all prior or contemporaneous communications and proposals (whether oral, written or electronic) between you and us. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder. |
Investment recommendations are made to Clients on an individual basis and may differ based on specific circumstances. |
9.2 Advice may differ You understand and agree that we act as an investment advisor for Clients and will continue to do so. We and our personnel may make recommendations and take action for Clients that may differ from the recommendations we give to you or the action we take on your behalf. In addition, our personnel may take actions for their own accounts based on their own investment situations that differ from the recommendations we give you or actions we take on your behalf. |
Any notice or communication will be in writing by email. |
9.3 Communication You agree that these Terms of Use and the rules, restrictions, and policies contained herein, and Empire Leads’ enforcement thereof, are not intended to confer and do not confer any rights or remedies on any person other than you and Empire Leads. These Terms of Use together with the Empire Leads Privacy Policy and Client Agreement (if applicable) constitute the entire agreement between Empire Leads and you with respect to the subject matter hereof. Any notice or other communication to be given hereunder will be in writing and given by (a) Empire Leads via email (in each case to the address that you provide), or (b) you via email to success@empireleads.com.au or to such other addresses as Empire Leads may specify in writing. The date of receipt shall be deemed the date on which such notice is transmitted. |
We welcome your feedback! |
9.4 Feedback Your feedback is welcome and encouraged. You may submit feedback by emailing us at success@empireleads.com.au. You agree, however, that (i) by submitting unsolicited ideas to Empire Leads or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such unsolicited ideas automatically become the property of Empire Leads. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to Empire Leads together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights. |
If you have any questions … |
9.5 Questions This document constitutes Empire Leads’ complete Terms of Use for Empire and related services. If you have questions about these Terms of Use or about Empire Leads or content thereon, please contact Empire Leads at success@empireleads.com.au. You can also contact Empire Leads by phone at (61) 07.3103. 3674 or via physical mail at: Empire Leads Pty Ltd. |